Fact Check: False Insurance is Insurance is Insurance The buying public is inundated these days with advertisement and promotional material attempting to persuade them into a purchasing decision. The tactical…
Having a snow plow during the winter is an immeasurable asset. Being able to break free from a snow-encased prison in a storm is comforting, to say the least. However,…
In most states, workers’ compensation insurance is required for businesses with employees. Carrying this insurance does more than just satisfy state regulations, it can help with the stability of your…
Livestock Gross Margin-Dairy, often called LGM-Dairy or Milk Insurance, is an insurance product developed to protect against unexpected negative swings in either the Chicago Board price of milk or price…
In many states, vehicle owners who purchase car insurance may have the option of purchasing a split limit auto policy or a combined single limit auto policy. Both of these…
Sometimes it is hard to understand how insurance premiums work. How the company decides the premium for the exposure they assume through the contractual transfer of risk is complex. Personal Lines policies, such…
If you have an automobile you’ve probably have had to undergo the process of buying insurance. Different coverage options can become confusing. Knowing how much insurance to buy can be…
Most people understand that a personal or commercial auto policy can provide coverage for damage to your automobile. Many, however, might not be aware that you must elect to purchase…
When your business grows to the point where you can’t manage all its aspects by yourself, employees come into the picture and may present opportunities and challenges, alike. Employees can…
As an insurance agent for over 20 years, I have received the call from husbands and wives many times. Diamonds in jewelry, especially rings, can occasionally be lost. The gold…
Your basic homeowners insurance policy, while the best dwelling coverage available, can be improved upon by adding some very valuable and affordable endorsements. Here are a few endorsements to consider…
One question that we are often asked is, “Why is my insurance coverage higher than the value of my home?” The key word here is “value”. There are a number…
I’m sure that every one of us has seen the commercials on television that tell us how we can be “legal for less”. An individual can purchase liability insurance that…
