Does Your Business Need Professional Liability Insurance?

A simplistic way to identify the potential need for Professional Liability coverage is to consider if your business is in the practice of giving advice or administering some sort of care to persons or their business and finances. If your business requires a professional certification and you are positioning yourself as a reliable expert in a certain field, you more than likely should be purchasing Professional Liability Insurance. Occupations such as lawyers, financial advisors, and counselors are obvious candidates for this type of coverage. However, there is also a need for Professional Liability coverage in less obvious circumstances. Take, for example, an equine instructor.

Insurance Information Blog | Ruhl Insurance

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Why Businesses Need Cyber Liability Insurance Now More than Ever

July 9, 2020

As remote work & online transactions increase, so do cyber liability risks. This is why businesses need cyber liability insurance even more:

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How to Purchase an Equine Event Liability Insurance Policy

June 25, 2020

When hosting events, you need liability coverage. Here is what you will need in order to purchase an equine event liability insurance policy:

3 Factors That Affect the Cost of Commercial Insurance Policies

June 18, 2020

Several factors affect insurance costs. Here are a few of the main factors that affect the cost of commercial insurance policies:

3 Risks of Having the Wrong Commercial Property Coverage

June 11, 2020

The wrong insurance or not having enough are risks to your business. Here are a few risks of having the wrong commercial property coverage:

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5 Common Discounts for Personal Lines Policies

June 4, 2020

Discounts can help you save on insurance without sacrificing coverage. Here are a few of the common discounts for personal lines policies:

4 Things to Consider When Managing Youthful Employees and Operators on the Farm

May 7, 2020

Here are a few things to consider for managing youthful employees and operators on the farm to comply with the law & create a safe workplace:

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General Liability vs Professional Liability – What Type of Insurance Do You Need?

April 30, 2020

When it comes to General Liability vs Professional Liability, here’s what you need to know to figure out the coverage you might need:

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How to Manage Multiple Contractors in the Workplace

February 27, 2020

These communication & coordination steps are essential to manage multiple contractors in the workplace & to ensure safe working environments:

4 Types of Unlicensed Farm Trucks in PA

February 20, 2020

Here are the various types of unlicensed farm trucks in PA and a few details about the regulations pertaining to their use:

Do You Need Rental Car Insurance? 4 Questions to Ask About Your Personal Auto Policy

February 13, 2020

Do you need rental car insurance? Ask these questions about your auto policy so you know whether you need additional rental car insurance.

4 Types of Farm Truck Insurance Policies

February 6, 2020

If you use automobiles in your agricultural pursuits, here is a brief outline of the types of farm truck insurance policies available:

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3 Insurance Considerations for Contractors in the Workplace

January 23, 2020

Here are a few insurance considerations for contractors in the workplace to help keep your next maintenance free of unforeseen claims costs: